# H.R. 5763 (119th): Main Street Parity Act

Main Street Parity Act This bill lessens the financing requirements for certain Small Business Administration loans to small businesses for plant acquisition, construction, conversion, or expansion, including the acquisition of land. Specifically, the bill reduces the amount of equity a borrower must provide by 5% of the total cost for loans for limited or single-purpose properties.

## How this bill is scored

Tier: no Tier 1 record. A bill with no record cannot newly become Tier 1.
Lane: commerce_policy. Category: not stored. Lane tag: not stored.
Lane: economic_policy. Category: not stored. Lane tag: not stored.
Lane: regulation. Category: not stored. Lane tag: not stored.
Lane: regulatory_policy. Category: not stored. Lane tag: not stored.
Lane: sba_loan_requirements. Category: not stored. Lane tag: not stored.
Lane: small_business. Category: not stored. Lane tag: not stored.
Lane: small_business_support. Category: not stored. Lane tag: not stored.
Tier 1 sign-off: no record. A bill with no record cannot newly become Tier 1.
Stored polarity: mixed. Only tags the rules mark scoreable on a mixed bill are scored. A yea can draw a penalty or a credit according to the tag. A nay on a tag scored as good can draw a penalty.
Roll 32: On Motion to Suspend the Rules and Pass. Vote type: final_passage.
Polarity rationale: Reviewed enrichment (llm_import) polarity: The bill is an ordinary economic measure that plausibly serves small-business investment, a prudential good. Its concerns, such as federal loan risk and reduced borrower equity, are real but prudential rather than a direct moral evil. Under the framework this is mixed, not evil, and the metadata is sufficient for that high-level classification.
Theological note: The measure concerns the ordinary stewardship of credit and the support of small enterprise, which Scripture commends through honest labor, fair dealing, and prudent provision. Its relevance is chiefly prudential: whether easing a lending requirement serves small businesses without shifting undue risk onto taxpayers or lenders. No direct moral harm is named in the metadata.

## Recorded votes

Roll 32: On Motion to Suspend the Rules and Pass. Yea 383 · Nay 8 · Other 40.

HTML: https://justmeasure.org/bill/hr-5763-119/