# H.R. 7128 (119th): TRIA Program Reauthorization Act of 2026

TRIA Program Reauthorization Act of 2026 This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk. The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

## How this bill is scored

Tier: no Tier 1 record. A bill with no record cannot newly become Tier 1.
Lane: financial_regulation. Category: not stored. Lane tag: not stored.
Lane: insurance. Category: not stored. Lane tag: not stored.
Lane: national_security. Category: not stored. Lane tag: not stored.
Lane: terrorism. Category: not stored. Lane tag: not stored.
Lane: terrorism_risk. Category: not stored. Lane tag: not stored.
Tier 1 sign-off: no record. A bill with no record cannot newly become Tier 1.
Stored polarity: mixed. Only tags the rules mark scoreable on a mixed bill are scored. A yea can draw a penalty or a credit according to the tag. A nay on a tag scored as good can draw a penalty.
Roll 229: On Motion to Suspend the Rules and Pass, as Amended. Vote type: final_passage.
Polarity rationale: Reviewed enrichment (llm_import) polarity: The bill is a generic financial and insurance-program reauthorization with prudential tradeoffs about federal risk-sharing, certification thresholds, and market stability. It has a legitimate aim of protecting against terrorism-related economic disruption, but it does not directly restrain evil or directly advance moral harm.
Theological note: The bill concerns the economic management of catastrophic terrorism risk and the stewardship of private insurance markets under federal backstop. Scripture's concern for prudence, honest dealing, and care for those harmed by violence is relevant to how the program is structured, but the measure does not directly advance or restrain a named moral evil.

## Recorded votes

Roll 229: On Motion to Suspend the Rules and Pass, as Amended. Yea 373 · Nay 15 · Other 43.

HTML: https://justmeasure.org/bill/hr-7128-119/